I have some family that will be visiting from the Mainland and they asked my if I thought they should get Hawaii travel insurance. First of all, I’ve never heard of travel insurance, but the folks over at Hawaii Destinations have and they’ve got the best explanation I’ve found on the web which you can read here. To make a long story short, The Hawaii vacations company explains,

“Travel insurance covers the costs associated with travel interruption and cancellation, medical expenses, lost or damaged property and travel delay costs.”

Now this is something I can relate to from 2 experiences I’ve had in the past.

1. Once, while on vacation in Miami Beach, Florida, my friends and I had all our luggage (including a majority of our cash) stolen from the back of our rental car within 15 minutes of leaving the airport.
2. On another occasion, while traveling for business, my flight was overbooked and I was not allowed on the plane. While the airlines did offer to put me up in a hotel and arrange a flight with their company the next day, I was on my way to a very important meeting that I could not miss and was forced to buy another ticket from one of their competitors.

I wish I would of known about this travel service earlier, it would have saved me a lot of money and grief.

Since my relatives aren’t traveling for business, and they’ll be visiting one of the lowest crime areas on earth, I didn’t recommend the insurance (but if you’re traveling to Honolulu you may consider it). However, they did book their Hawaii accommodation and a Hawaii cruise through Hawaii Destinations.

I can’t wait to see them!